Sep 17, 2026
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11 min read
A short list, a longer banned list, and one coin that breaks the rule it is supposed to follow. Here is every coin that qualifies and what each one costs you.
12 min read
Same metal, same vault, different price. Bars are cheaper and coins are easier to sell in pieces, and one of those matters more once you turn 73.
Yes, tax-free, with no limit and no deadline, as long as you use the right one of two nearly identical sounding methods. The wrong one has a 60 day clock attached.
Legally, all of it. There is no cap on the metal and no rule against 100 percent. Which makes the real question a different one, and the answer is smaller than the advertising suggests.
Two accounts, same metal, same vault. One pays $4,000 over a decade and the other pays $47,000. The difference is a sentence in a fee schedule nobody read.
Not you, technically. Your custodian buys it, from a dealer you chose, with money that was never yours to touch. Follow the dollar and the whole industry makes sense.
Less than you think, and that is the whole point. They are a record keeper with a legal obligation, not a gatekeeper with an opinion. Knowing the difference saves people thousands.
Yes, and the coins can arrive at your front door. The question is what it costs, and the answer depends entirely on your age and which box you tick on the form.
Not you. Not the company that sold it to you. Follow the ownership chain and you find four parties, and only one of them is legally responsible for the metal being there.
