Sep 17, 2026
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10 min read
Credit card companies cannot touch it. The federal government absolutely can. Here is the list, the limits, and how to protect the money in your bank account.
Yes. And there is nothing you can do about it, which turns out to be fine, because it does not cost you a cent.
For some people remarriage costs nothing. For others it ends a benefit permanently. The dividing line is your 60th birthday.
You can qualify on all of them. You can only collect from one. Here is how to make sure it is the right one.
Yes, and it is not welfare and not a favor. Somebody paid in on your behalf, and the system was built to pay you back.
Not at the same time. But you can take one now and switch to the other later, and that single move is worth tens of thousands.
Two checks become one. Nobody warns you about that, and the smaller one simply disappears.
11 min read
If the marriage lasted ten years, you may be owed money from a person you have not spoken to since 1998. They will never know, and it costs them nothing.
A pension is usually the second largest asset in a marriage, and splitting it takes a specific court order most people have never heard of.