There is a tax mistake that punishes you specifically for being good at saving.
Not for spending too much. Not for gambling. For contributing too enthusiastically to your retirement plan in a year you happened to change jobs.
And the punishment is the worst kind there is: the same money gets taxed twice.
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Once in the year you earned it. Again, years later, when it finally comes out of the plan.
Not a penalty. Not a fee. Double taxation on your own retirement savings, for a paperwork failure.
The deadline to prevent it is startlingly early, it arrives before most people have finished their taxes, and absolutely nobody will remind you.
Here is the part that should get your attention. If this happened to you, it happened months ago, and the systems that caused it are still reporting that everything is fine.
Let's go find out.