$1,000,000 on a statement looks incredible.

One Million Dollars GIF by Luke Guy

Gif by lukeguymartin on Giphy

Then Friday comes and nobody pays you.

For 40 years, money moved into the account on autopilot. Now it has to move outand nobody ever taught you how much, from which account, or what to do when the market is down 25% and rent is still due.

Here's the thing nobody says clearly enough:

A retirement balance is not income. It's raw material. The paycheck is something you have to build.

Good news: you don't need an exotic product, a guru, or a single perfect withdrawal percentage. You need a systemfour accounts and a few rules.

Let's build it. 👇

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