There is a fantasy that circulates in comment sections, and it goes like this.
Open a second IRA. Now you have two limits. Open a third, get a third. Stack enough accounts and you can shovel unlimited money into tax-advantaged space.
It is a lovely idea. It is completely wrong.
And the correction is where things get interesting, because the real answer is stranger than either the fantasy or the flat denial.
Yes, you can have as many IRAs as you want. Six. Twelve. Forty, if you enjoy paperwork.
No, that does not give you more room.
But here is what almost nobody tells you: which IRA your money sits in still changes things. Not the contribution limit. Almost everything else.
Taxes on conversions. How required withdrawals get calculated. Who inherits what. Whether a backdoor Roth works cleanly or generates a surprise bill.
So the question is not really "can I have multiple IRAs."
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It is "which ones should exist, and why."