Somebody on the radio just told you the dollar is doomed and you should put your retirement savings into gold.
Somebody else told you gold is a rock that pays no dividends and does nothing.
Both of those people are selling something. One is selling gold. The other is selling certainty.
Here is what almost nobody does: explain how the thing actually works. What a gold IRA is, mechanically, in terms of accounts and paperwork and who holds what.
A gold IRA is not a special product. It is a regular IRA that happens to hold metal, wrapped in three extra parties and a fee stack nobody mentions in the commercial.
So today, no opinion on whether you should own gold. Just the machine, taken apart on the table, so you can decide for yourself.
