Culver’s franchise page asks and answers a question most chains would never put in writing.
Do I have to work in the restaurant?
Yes, absolutely.
Not a figure of speech. The company requires an owner to hold at least 50 percent of the business, or 25 percent plus the real estate, and to be full time in day-to-day operations. You need $500,000 in liquid assets to be considered, or $750,000 if you also want to own the building.
Half a million dollars, and you are working the line.
That is the deal behind 1,000 restaurants in 26 states, and there is a second number nobody adds up for you.