Ask 100 people when they'll "deal with" their 401(k) and roughly 100 of them say the same number:
65.
It's the Medicare age. It's the poster on the wall at the financial-planning office. It's the number that's been rattling around your head since your first paycheck.
There's just one problem.
Your 401(k) does not care about 65.
Gif by 24hoursoflemons on Giphy
Not even a little. The IRS never wrote 65 into the rulebook for retirement plan withdrawals. The ages that actually matter are 55, 59½, and the quiet stretch between your last paycheck and your first required withdrawal.
By the time you hit 65, some of the most valuable moves are already in the rear-view mirror.
Let's fix that. 👇