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Dive into a collection of past posts and rediscover timeless content.
How Much Should Be in Your 401(k) at 30, 40, 50 and 60?

Sep 15, 2026

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8 min read

How Much Should Be in Your 401(k) at 30, 40, 50 and 60?

The benchmarks, the math behind them, and what to actually do when your balance is nowhere close.

Penny Brief
Penny Brief
How to Turn Your 401(k) Into a Monthly Paycheck?

Sep 15, 2026

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9 min read

How to Turn Your 401(k) Into a Monthly Paycheck?

Nobody retires and gets a direct deposit from their 401(k). Here's how to build one yourself, in four accounts.

Penny Brief
Penny Brief
When Should You Stop Maxing Out Your 401(k)?

Sep 15, 2026

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9 min read

When Should You Stop Maxing Out Your 401(k)?

Maxing out your 401(k) is not automatically the smartest thing you can do with your next dollar. Here's the order that actually works.

Penny Brief
Penny Brief
The Best Age for Your 401(k) Isn't 65

Sep 15, 2026

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9 min read

The Best Age for Your 401(k) Isn't 65

  1. 59 and a half. The RMD gap. Why the real money moves happen before the birthday everyone celebrates.

Penny Brief
Penny Brief
The 10-Year Retirement Window: What to Do 5 Years Before and After Retirement

Sep 15, 2026

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7 min read

The 10-Year Retirement Window: What to Do 5 Years Before and After Retirement

5 years before, 5 years after. This is where retirements are actually won or lost.

Penny Brief
Penny Brief
The $1 Million Retirement Number Is Lying to You: 2026 Social Security Tax Rules Explained

Sep 15, 2026

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11 min read

The $1 Million Retirement Number Is Lying to You: 2026 Social Security Tax Rules Explained

There's a tax bracket that doesn't exist. You might be in it.

Penny Brief
Penny Brief

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